PRIVACY POLICY

This Privacy Policy (the “Policy”) applies to the use of or access to the website https://lander.cleartax.in/health-benefit-plan (hereinafter the Platform) and the Services, by the User (hereinafter “you” or “your”). The Platform and the Services are provided by Defmacro Software Private Limited (hereinafter “Company” or “our” or “we” or “us”) a company incorporated under the Companies Act 2013, having its registered office at B-3 Lower Ground Floor, School Lane, Naraina Vihar, New Delhi 110028 and Corporate Office at AMR Tech park First Floor, Block-2A, 87/1, Hosur Main Road, Bangalore 560068.


This Privacy Policy is published in accordance with the provisions of Rule 3 (1) of the Indian Information Technology (Intermediaries guidelines) Rules, 2011 and Rule 4 of the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011 of Information Technology Act, 2000 amended through Information Technology Amendment Act, 2008 that require publishing the privacy policy for usage of Platform and Services. These Terms constitute a binding and legally enforceable contract between the Company and User.


We place the highest importance on respecting and protecting your privacy. Our relationship with you is our most important asset. We want you to feel comfortable and confident when using our Platform and Services. By using the Platform, you agree to this Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use our Platform and Services. We reserve the right to modify or amend the terms of our Privacy Policy from time to time without notice. 


The Privacy Policy extends to the information you provide us or the information otherwise collected by us through your usage of our Platform and Services (see Terms of Use), and does not extend to the information procured through any other means. We aim for full transparency on how we gather, use, and share your information.

This Privacy Policy should be read in consonance with the Terms of Use available at lander.cleartax.in/hbp-terms-of-use

Last Updated: 14/09/2020


1. Information Collection

a) When you use our Platform or avail our Services, we may seek or otherwise collect information such as name, email id, phone number, educational or professional qualification, photo, business name, business address, nature of business, GSTIN, PAN, TAN, bank account details, UPI ID, number of employees, and/or other payment related details that helps us confirm your identity and facilitate provision of the Services through our Platform.


b) Inorder to avail our Services you may further provide us with the details pertaining to your employees. The details including but not limited name, email id, phone number, age, date of birth, gender, parents’ name, spouse name, names of children, relationship, educational or professional qualification, address, and other credentials etc,.


c) We collect mobile numbers, e-mail addresses that you provide us on the Platform and use the same for sending various communication to the said contact details. 


d) When you visit our Platform or avail our Services we may collect information about the pages you view, the links you select or actions you take using the standard information that your browser sends to each Web site you visit such as IP address, browser type, and the previously visited Web page. 


e) When you avail our Services we may access and read information from your device such as information from your SMS storage/Whatsapp storage for the providing the Services.  


2. Information Use

a) We do not sell your personal or financial information to anyone.


b) We use your information to manage your account, to contact you and to operate, improve, and deliver our products and services. We use your information to give you a customized, interactive experience as you use our Platform and avail our Services.


c) We may use services of third parties to perform services for you but these companies are not allowed to use your information for their own purposes.


d) We may use the data in an aggregated/compiled form to produce statistical/demographic analyses for marketing, strategy and other business purposes. However, these will be used in ways that will not be able to identify you. Such aggregated information and results/analyses shall be our property and you will not be entitled to any compensation for the use thereof.


e) We may access and/or disclose your information if it is necessary to comply with the law or legal process, to protect or defend our company. For example, we may be required to cooperate with regulators or law enforcement action such as a court order, subpoena or search warrant.


3. Cookie Policy

Like many websites, we use cookies, flash cookies, web beacons or similar technologies. “Cookies” are small text files that are stored on your computer or other device when you visit certain online pages that record your preferences and actions. We use cookies for a variety of purposes, including remembering you and your preferences, tracking your use of our Platform, and facilitating your use of Platform. Most web browsers automatically accept cookies, but, if you prefer, you can usually modify your browser setting to decline cookies. However, please note that refusing a cookie may limit your access and/or use of Platform and Services.

4. Identity Theft

a) There may be instances when you receive a seemingly legitimate looking e-mail asking your personal information from you such as your credit card details etc. Clear will never ask for such information from you via e-mail.


b) Such activities are usually carried on by unauthorized individuals and are illegal in nature. They are called phishing or identity theft. In case of any suspicion of such activity or on receiving such an e-mail you are certain it was not sent by us. We advise you to not respond to such mail and to take whatever action you see fit.

5. Links to Other Sites

Our site links to other websites that may collect information about you. We are not responsible for the privacy practices or the content of those linked websites.

6. Data Retention

We will retain your information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

7. Log Data

We want to inform you that whenever you use our Platform or avail our Services , we collect data from your device called Log Data. This Log Data may include information such as your device’s Internet Protocol (“IP”) address, device name, operating system version, configuration of the app when utilising our Service, the time and date of your use of the Service, and other statistics.

8. Information Security

We work to protect your information from loss, misuse or unauthorized alteration by using industry-recognized security safeguards, coupled with carefully developed security procedures and practices. We maintain electronic and procedural safeguards of all information. We use both internal and external resources to review our security procedures.

9. Disclaimer:

a) We make no representation as to providing or storing back-up copies of any information submitted to us. You shall be solely responsible to ensure that you maintain back-up copies of such information and in the event of any malfunctioning or failing of the Platform for any reason whatsoever (including on account of maintenance), you may be required to resubmit such information.


b) Although we take appropriate steps to maintain the security of information we collect from you, we assume no responsibility of whatsoever nature as to make good the losses and damages you may incur, due to privacy and/or security breach of your information. We shall not be liable for any loss or damage sustained by reason of disclosure (inadvertent or otherwise) of any information and/or omission or inaccuracy with respect to any information so disclosed and used whether or not in pursuance of a legal process or otherwise.


10. Changes to this Privacy Policy

Please note that this Privacy Policy may change from time to time. We will post any changes to this Privacy Policy on our webpage and, if the changes are significant, we will provide a more prominent notice (including, for certain services, email notification of Privacy Policy changes).In the event we modify this Privacy Policy, your continued use of the Platform will signify your acceptance of the modified Privacy Policy.

11. Governing Law

This Privacy Policy is governed by all laws applicable within the territory of India. By using our Platform and services, you are agreeing to the terms of the Privacy Policy thereby consenting to the exclusive jurisdiction and venue of courts in Bangalore, India, in all disputes arising out of or relating to the use of the Platform or the Privacy Policy.

12. Contact Us

If there are any questions or grievances regarding this privacy policy you may contact us at compliance@cleartax.in